Are you a Zong customer in Pakistan who’s ever found themselves in a situation where your mobile balance runs low? In times of urgent communication needs, Zong has got you covered with its convenient loan services. Whether you need to make an important call, send an essential text, or stay connected online, Zong offers two types of advance loans – the Standard Advance Loan and the Super Advance Loan – ensuring that you never miss out on staying connected with your loved ones or handling vital matters. In this comprehensive guide, we’ll walk you through the steps to how to get Zong loan, the eligibility criteria, and answer any questions you might have about this service.
Before starting a complete guide, here is a quick answer!
Just dial Zong Advance Code *911# from your mobile to get a loan in seconds!
How to Get Zong Loan?
Step 1: Check Your Eligibility
Before you proceed, it’s important to determine which type of Zong advance loan you are eligible for. Zong offers two loan options: Standard Advance Loan and Super Advance Loan. Your eligibility depends on your monthly recharge history.
- Standard Advance Loan: If your monthly recharge amount is less than PKR 660 in the last three months, you are eligible for the Standard Advance Loan, which allows you to borrow PKR 15.
- Super Advance Loan: Customers who have recharged PKR 660 or more in the past three months can access the Super Advance Loan, offering a more substantial PKR 30.
Step 2: Choose Your Loan Type
Once you’ve assessed your eligibility, decide whether you need the Standard or Super Advance Loan based on your monthly recharge history. Remember that each Zong customer is entitled to a maximum of two advance loan transactions per recharge.
Step 3: Request Your Loan
You can request a Zong loan through multiple methods:
Method 1: Dial *911# on Your Phone
- If you want to request a second Advance Loan, simply dial *911# again after receiving the first Advance Loan balance.
Method 2: Send a Blank SMS to 6911
- If you wish to request a second Advance Loan, send another blank SMS to 6911 after receiving the first Advance Loan balance.
Method 3: Use the My Zong App
- Download the My Zong App on your smartphone and navigate to the loan section from the home screen. Tap the “Get Loan” button. If you require a second Advance Loan, tap the “Get Loan” button again after receiving the first Advance Loan balance.
Step 4: Understand the Charges
It’s crucial to be aware of the charges associated with your chosen loan type. The pricing structure for Standard and Super Advance Loans is as follows:
Standard Advance Loan:
- Loan Amount: PKR 15.
- Service Charges: Rs. 4.5 + Tax per loan transaction.
Super Advance Loan:
- Loan Amount: PKR 30.
- Service Charges: Rs. 8 + Tax per loan transaction.
Step 5: Recharge to Repay
When it’s time to repay your loan, the minimum recharge amount varies depending on the type of loan and your outstanding balance:
- For Standard Advance Loan customers, the minimum recharge will be Rs. 50, irrespective of the outstanding loan amount (either PKR 15 or PKR 30).
- Super Advance Loan customers will need to recharge based on their outstanding loan amount. If your outstanding balance is PKR 30, the minimum recharge required is Rs. 50. If it’s PKR 60, the minimum balance recharge should be Rs. 100.
What is the Advance Loan amount?
The Advance Loan amount is PKR 30 for Super Advance customers and PKR 15 for Standard value customers.
What are the service charges of the Advance Loan?
Service charges are Rs. 4.5 + Tax per loan transaction for Standard customers and Rs. 8 + Tax per transaction for Super Advance customers.
What is the payback amount?
The minimum recharge for Normal Advance Loan customers will be Rs. 50, and for Super Advance Loan customers, it depends on their outstanding loan amount.
Getting a Zong loan is a quick and easy way to ensure you stay connected when your mobile balance is running low. Whether you’re eligible for the Standard Advance Loan or the Super Advance Loan, Zong provides the flexibility you need to manage your communication needs effectively. By following the steps outlined in this guide and understanding the charges and repayment requirements, you can make the most of this service and ensure you’re never out of touch when it matters most. So, the next time you find yourself in a pinch, don’t worry; Zong has you covered with its convenient advance loans. Stay connected, always!